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If you have an inquiry regarding the FEMA Independent Study Program, NIMS or other Emergency Management Institute (EMI) related requests such as: requests for certificates, transcripts, online test scores/results, please contact the FEMA Independent Study program office at 301-447-1200 or email for further assistance. Please do not contact the FEMA SID Help Desk as they are unable to provide assistance with these requests.

IS-1110.A: Writing Commercial Exposures

PLEASE NOTE: These courses are NOT approved for continuing education (CE) credit by any State Department of Insurance.

Upon successfully passing the exam, you will receive a Certificate of Achievement noting CE earned through the International Association for Continuing Education & Training (IACET). Each hour of instruction completed earns 0.1 CE Unit through IACET (.1 CE Unit = one CE). If you are taking a FEMA EMI Independent Study course in order to earn CE, be sure to confirm in advance that your professional board or other preferred entity will accept IACET CE. You can also check IACET's website for a list of entities that accept IACET CE at FEMA accepts IACETs.

Course Date


Course Overview

This course provides an introduction to commercial exposures and how they are insured within the National Flood Insurance Program (NFIP).

Course Objectives:

  • Identify commercial exposures.
  • Understand eligibility requirements for commercial buildings.
  • Become familiar with how losses are settled for commercial buildings.
  • Explain special considerations such as Homeowner's Associations and tenant's coverage.
  • Provide better client consultation on NFIP commercial exposures.

Primary Audience

Property and Casualty Agents


Recommended: IS 1101 - Basic Agent Tutorial



Course Length:

1 hour
Take This Course
Take Final Exam
  • Test questions are scrambled to protect test integrity
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