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The Federal Emergency Management Agency continues to monitor the guidance of the Centers for Disease Control and Prevention (CDC) as it relates to COVID-19. To mitigate the spread of COVID-19, the CDC is encouraging organizations to promote social distancing, hold meetings via videoconferencing, reduce non-essential travel, and adjust or postpone events and gatherings. We also continue to evaluate the local and national situation and will provide regular updates.

Students will be notified in advance concerning the status of their on-campus course offering.

We thank you for your understanding, and we invite you to visit our extensive catalog of Independent Study Courses as well as classroom courses available by virtual delivery.


IS-1109.A: Understanding Basement Coverage

Adjuster Authorization Note: In 2016, FEMA issued WYO Bulletin w-16005, which introduced EMI Independent Study Program courses for claims adjusters. The option to take the Independent Study Program courses to satisfy part of the requirements for obtaining NFIP authorization was offered temporarily due to the reduced number of NFIP Claims Presentations in 2016. In 2017, however, FEMA significantly increased the number of Claims Presentations. Therefore, flood adjusters must attend one of the onsite presentations in order to receive their authorization for 2018. It is important to note that the EMI online courses CANNOT be used to accomplish the adjuster authorization requirements for 2018 or for maintaining the Flood Control Number (FCN).

PLEASE NOTE: These courses are NOT approved for continuing education (CE) credit by any State Department of Insurance.

Upon successfully passing the exam, you will receive a Certificate of Achievement noting CE earned through the International Association for Continuing Education & Training (IACET). Each hour of instruction completed earns 0.1 CE Unit through IACET (.1 CE Unit = one CE). If you are taking a FEMA EMI Independent Study course in order to earn CE, be sure to confirm in advance that your professional board or other preferred entity will accept IACET CE. You can also check IACET's website for a list of entities that accept IACET CE at http://iacet.org/who-accepts-the-iacet-ceu-g-see-a-list. FEMA accepts IACETs.

Course Date

2/21/2018

Course Overview

Understanding Basement Coverage reviews key characteristics of basement buildings and discusses covered and non-covered building and personal property items located in basement buildings. The final section concludes with Special Adjustment Issues.

Course Objectives:

At the end of this course, you will be able to:

  • Identify characteristics of a basement
  • Distinguish between covered and non-covered building and personal property items in basements
  • Identify special adjusting issues related to a basement claim
  • Explain coverage limitations associated with basements and document accordingly

Primary Audience

Flood Claims Adjusters employed by a claims adjusting company, insurance companies that write NFIP flood insurance (WYO), or contracted to work through other adjusting companies, salvors, engineers, architects, building code officials, floodplain managers, local officials and the general public

Prerequisites

Recommended Prerequisites

IS-1104, IS-1107, IS-1112

CEUs:

0.1

Course Length:

1 hour
Take This Course
Take Final Exam
Notices
  • Test questions are scrambled to protect test integrity
 
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